Every Thursday from 3:30-4:30 I’m going to answer  any questions about any topic under the sun. It’s my lifelong quest to be the social media “Dear Abby” and I’m having fun and I think others are also. Then every Saturday I’ll pick some of the questions and provide more extensive answers. Here they are:


(i think this image is of Abby and her daughter)


@wkarmistead asks if one should build a prototype or get a venture capitalist first

Answer: Absolutely build a prototype first. Go to or, put a basic spec of your project up on the site (don’t worry about anyone stealing the idea), and then there is a reverse auction to see what programmers will do your project. Pick a programmer (cheap, but look at their recommendations and call references) , and build the project for $2-4k (assuming a minimal feature set ischeap enough). Why do this instead of going to a VC first?

A)     Once you have a site up your value is higher

B)      You will learn extremely valuable things in the process ofbuilding your site: you will come up with new ideas, learn what obstacles and competition might exist, etc

C)      You might have a chance to get a paying customer, or users. This also values your company higher.

D)     You might realize it was a bad idea. Easier to move onto the next idea if it were your own money

E)      Why waste time pitching your invisible project when you can use that time to do valuable thinking and building

F)      You might never need VC money

(interesting stat: Angel-financed companies can exit much more quickly)



@jmorgenstern asks: how do you personally define morality? What is good? What is evil?




I wrote a post about this once that nobody read. First off, I don’t consider myself religious in any sense. Today is Rosh Hashanah. I don’t even know how to spell that. I’m also not a Buddhist, Hindu, whatever. But I do think it’s interesting to see what texts have withstood the test of time over thousands of years.


It’s the same as music. If a song withstands the test of time, compared with thousands of other songs, then you know there’s something good about it. Like if a failed Britney Spears did a cover of John Lennon’s song, “Imagine” then you know it would be a hit. So I am constantly reading somewhat obscure spiritual texts from a long time ago.


(Britney at the top of her career)

So I wrote a post, “Was Buddha a Bad Father”.  The details of the post are not that important to this question but one speech that Buddha made to his son Rahula (after a big separation from him that began the day Rahula was born) was where he said, “before, during, and after every thing you do (speech, action, etc) make you sure are not about to harm anyone, are not harming anyone, and did not harm anyone.”


In other words, he is defining Evil. Everything else is Good.


When we are good, we are on our way to Happiness. Since harming others causes undue stress. I discuss this in my latest book:


“I Was Blind But Now I Can See”



@HarrisonAmy asks: What balance should we have in life between: learning by reading or watching others / learning by doing?

ANSWER: Always 50-50. For example, when I write, I read for 2-3 hours first, then write for 2-3 hours. When I start a business, I read every book I can about successful entrepreneurs and I spend time networking as much as possible with other startup entrepreneurs.

Even when I was dating, I spent part of each day researching dating (i.e. sending out messages on dating services, for instance) thinking about how I can make a date better, etc. And then, ofcourse, the other part of each day actually dating (See,”HowI Met Claudia”)

Amy then asked me how do I know when I’m off balance. The way I know is if I have a hard time coming up with new ideas. If I feel the “flow” is missing. I spend part of each day trying to come up with ideas for myself on whatever I’m interested in. If I’m too distracted or not thinking of enough good ideas then I know I’m off balance.



@mczirjack asks: What are your thoughts (if any) of the expanding Aetheist movement i.e.: Sam Harris, Richard Dawkins, etc


Atheism is almost a one-word oxymoron. It’s an organized religion against organized religions. But they still try to keep all of the trappings of an organized religion: every “professional atheist” tries to lay out an ethical system.

I could think of myself as an atheist also – I don’t believe in a man with a beard who magically created the Universe. Then I can lay out an existential system of ethics and ways for men to deal with each other without the words “under God” hanging over them.

Most people forget that Buddha was an atheist. And that even in orthodox Judaism there is no real word for God.

I prefer,for myself, to develop a system of happiness, to eliminate the constant brainwashing that occurs around me, and to try to enjoy life today.

In terms of the question: “do I believe in a higher power?” I would have to answer that I do believe in the concept of “surrender” which may or may not imply a higher power (who knows?). In other words, many situations get so difficult you want to throw up your hands and just say, “you know what, I did all I can. I leave the rest up to you.” And who is that you? It might be a higher power. It might be a creative force inside of you that is dying for those moments to be unleashed. Or it might simply be the feeling of gratitude that is always worth cultivating to help one find more happiness in life.




@bgin2end asks: I just started a linkedin ad campaign to jump start my network in a new city, any other good ideas?

Answer: I’m not sure a linkedin campaign works at all to jumpstart a network. I think a little more elbow grease is needed.

The best thing to do, ever day list 10 people you would like to network with. Come up with 10 ideas for them and send to them for free and say, can I buy you a coffee? This:

–          Shows people you are thinking about their concerns perhaps more than their own

–          That interaction with you can make them money

–          Can get them a free coffee

I think roughly one out of ten will answer depending on who they are and the quality of the ideas. I think it will also grab you a higher caliber of network than a generic ad campaign will (not saying that bgin2end’s campaign is generic since I haven’t seen it but I think most campaigns are generic in order to hit a wide audience). You can call this “personalized networking” in that it’s like “personalized medicine”. Medicine that works based on a person’s unique DNA.



cseidholz  asks: mood-altering drugs (a la depression meds, etc.) – yay or nay? if nay then what?

ANSWER: Several issues: One is that clinical depression is a real physical disease and does require drugs. However, there is a severe problem.

“Depression” is a very loose, umbrella term. Does it mean “anxiety”? Or “eatingdisorder”? Or “post-traumatic stress syndrome?” Or ADD, ADHD, traditional clinical depression, etc.

And for each one of these things (and a dozen more) a different drug works and the rest of the drugs DON’T work and can, in fact, make you worse. For instance, some anti-depressants can make you feel suicidal if you are not technically depressed.

On average it takes eight years for a depressed patient to discover which drug works for them. There have been various tests that have shown this.

I’m biased on this topic because  I’m invested in a company that solves this problem (so have learned a lot of the problems in the industry), CNS Response. They have 10,000 EEGs in a database. Each of the 10,000 is of a patient who was successfully diagnosed and treated.

Then, with a new patient, they match the new patient’s EEG with the database to determine the right treatment. It’s remarkably effective according to statistical tests done.



@KarimGuessous asked what is my stance on Occupy Wall Street


ANSWER: I thnk a lot of people, including myself, have been badly hurt by the financial crisis that occurred in 2007-9 but really began in 2000-2002 and can be argued, began much earlier.


The problem is this: I used to live right on Wall Street. So I know the people who actually work there. Many of those people lost their jobs, their pensions, their homes, their savings, their 401ks, etc.


I hate to think now that along with all that they already lost they have to deal with thousands of people shouting at them and shoving signs in their faces as they try to get to work. A shit job they have to go to feed their families.


I understand “Wall Street” is symbolic but the reality is that “Wall Street” moved to Park Avenue between 45th and 57th Street many years ago. I used to live in the same building where JP Morgan worked (it got converted to rentals). Now Jami Dimon, the CEO of JP Morgan works on 45th Street near Park Avenue. And the hedge funds are all in Greenwich, Connecticut. And the SEC and the Federal Reserve are in  Washington DC. Why protest in the face of hard working Americans when the real culprits who should be put on trial live and work elsewhere. I have an article about this at

(why would anyone occupy Portland?)



@StockSage1 asks  who was better: Fischer or Kasparov.


ANSWER: At his peak, Fischer was better relative to his competitors than Kasparov ever was.

However, if you paired them at their respective peaks (using a time machine: then Kasparov was better). Why?

–          Training techniques improved

–          Computers enabled Kasparov to do quicker and more extensive research on any position

–          Kasparov was never mentally ill so he was able to pursue studies and play in tournaments for 25 straight years. Fischer maybe had 10 years of study.

–          Kasparov was already recognized as a young talent at the age of 9. Fischer had to work harder to get his  talent out. Kasparov also had better trainers at a young age. Fischer had none.





@ryan_a_lane asks:

What’s the best (most responsible/useful) way to keep up-to-date on what’s going on in the world?


ANSWER:  Do the opposite of what everyone else does: read nothing. Why do I need to keep updated?


I once gave a talk at a major newspaper. Afterwards several of the reporters came up to me and said, “that was totally different than how we analyze the news. We usually have no idea what to say. Like if the market goes down we say, ‘market down due to oil fears’ “. This was in 2004 that I gave this talk. It’s gotten a lot worse since then. Now themedia tries to find the most crazy thing we can be afraid of and they put that on the cover.


And there’s no news source that’s different. So today, rather than reading ANY news at all I finished off a book of short stories I was reading (“Knockemstiff”) and started reading Stephen Levy’s new book “In the Plex”. I’ve been reading Levy since his book “Hackers”. I also read some poetry by Charles Bukowski. Then I started my day.


Reading any information source for up to date news will only make one stressed, confused, UN-informed, and generally in a bad mood. So why bother?




@StealthAviator asks: How can education be improved?

ANSWER: I assume he meant education for grades 1-12. I wrote about this recently in “Shakespeare is awful, Jefferson was a Rapist, and PI is useless.”

My basic assumption is that grades 1-12 are too standardized (higher test results for many schools result in more state funding) and not individualized enough.

For instance, both of my kids lovedrawing Manga comics. But there’s no way for them to do this in school. And after school they are buried in homework and then tired. So whatever skills they developed this summer when they were drawing a lot will start to fade.

The other thing is: most things we learn in grades 1-12 we have to relearn anyway. Or we forget. I asked one friend my age the other day, “who discovered electricity?” and he answered instantly: “Ben Franklin” because that is what we were taught in grade school. It happens to be the wrong answer. Anyone hear of William Gilbert in the 1600s?

So here’s how I would reform it: since we know grades 1-12 is just glorified babysitting so parents can work, why not hire a bunch of good moms (or dads) to watch over the kids while they play outside, read books, draw, and do whatever they want. Keep them out of harm, and  guide them if they ask questions. Also let them play and learn on computers if they want.

And that’s it. Will save money, result in smarter kids, result in more active kids (less obesity), and resultin more kids finding theirpassions instead of being killed by standardization.



@ericmontas asks: What will it take for the GOP to accept tax hike on the rich?

ANSWER: They will never agree. Eric then asked, “that’s unfortunate because how will the government raise revenues.

My answer to that was: to raise revenues government should stop corruption, pork, and pull back military from 120 countries, close useless agencies (like the FDA), close various government branches (like Congress and the Presidency) and also start finding assets that they can sell and be put to better use in private industry like national highways.

Altogether, my suggestions would save trillions of dollars. Massive demilitarization alone, which kills civilians all over the world, would save 100x more than taxing people  who make over $1mm. Not that I’m excusing thebank CEOs who got away with murder in 2008 and then gave themselves bonuses but shareholders, rather than the government, needto get more active and stop that. The government has four tools to raise money: raise taxes, print money, sell assets, spend less. I think the latter two are the best methods for the economy as a whole.


@Mike_Ocsbig asks: How can one be both smart and good looking.

ANSWER: its hard to be smart and good-looking. So i told god before I was born i would only take the former. just to guarantee it.

FEAR OF LOSING VERSUS “Should I be a Trader?”

@MzAprilShowers asks: what advice would u give to someone like me who wants to trade for a living but can’t seem to get over fear of losing :(

ANSWER: Anyone who is interested in trading has several features in common (most of the time:

A)     Intelligent enough to do heavy research on companies or trading systems. I think 99% of traders realize they need to create an edge for themselves and this involves hard work

B)      An ability to gamble.

C)      They don’t want to work for anyone else.

These are similar (or the same) as features required by an entrepreneur.  I think, ultimately, daytrading is a loser’s game (See, “8 reasons not to daytrade”) and you can use those same attributes to be an entrepreneur (See, “100 Ways to a be a better entrepreneur”)



@teashopgirl asks: Am I a fool for continuing to invest in the stock market? I’m self-employed and don’t know how to build a nest egg these days.

ANSWER: You are not a fool at all although I would stay away from the stock market. I’m bullish on the market and the US economy. But I think too many people without experience buy at the top and sell at the bottom (See my “10 reasons to not own stocks”) and I also think there are only two types of people who make money in the market:

A)     People with large stakes who hold forever (Buffett and Gates come to mind)

B)      People are wired right into the exchanges and make millions of trades a day.

Everyone in the middle gets slashed up and loses money.

I happen to own the children’s book Tea Shop Girl has written. When you own stocks you get too distracted to write, particularly during downturns. It’s also very hard (Maybe impossible) to write a bestselling  fiction book.

But, for someone already in the business, it’s possible to write series of books that get consistent (but small advances) that could then produce steady streams of royalty. My advice after more back and forth was to be prolific (Isaac Asimov, for instance, wrote 467 books) and write a 100 books ina series of children books.


@rbinmn asks: how do I pick a blog name?

ANSWER: Use your own name. It’s the best way to spread the word about what you are, who you are about, and what you stand for. Look at huffington Post. The most successful blog ever (whether one likes it or not- it started as a blog) was built on the back of one person’s name. Someone  should make a libertarian version of the Huffington Post although is doing a good job.


@perfectweapon asks: What TV shows are you watching these days?

ANSWER: Louie, Rome, It’s Always Sunny in Philadelphia, Mad Men, Shameless, Arrested Development (on itunes), In Treatment, Entourage. Any others that are out right now I should be watching?



@AlanaKennedy asked: what is your IQ?

ANSWER: Lower than I think it is.

Follow me on Twitter

  • The Q & A session is a fun read in real time and the expanded answers are, as well.

    I was going to ask you your solution for Middle East peace, but the cynic in me thought that you would hide behind the Twitter 140 space limit and beg off, much like GOP candidates (other than “PizzaMan”) won’t divulge their economic rescue plans.

    Instead, I wondered if if God was angry with me for trading on Rosh Hashonah, which is much easier to spell than Hanukkah, but infinitely harder than Passover.

    Love the blog. Hoping that I can be like you when I get younger, as the promise of time travel is delivered by speeding neutrinos to consumers, maybe by Branson’s new venture, VirginNeutrino

    • Sooz

      If God was angry with you he’d make you wear a bra for a week..:))

    • Sooz

      If God was angry with you he’d make you wear a bra for a week..:))

      • Wait. You mean I can take it off now?

        • Sooz

          set the moobs free..:)

  • The Office, Boardwalk Empire

    • Really want to check out Boarwalk Empire but I have to wait for itunes. We have no TV.

      • Fishfan009

        As a fan of your stock pics, your thoughts on the Star Scientific CAFC “loss”, and future of Anatabloc?

  • verhoeven

    Instead of not investing in stock market at all, one can invest a monthly amount systematically in a good ETF/mutual fund with low expense ratio charges, irrespective of whether market is up or down.  If you are anyway betting on the US economy, this strategy will give a good compounded annual return to build a *very good* nest egg. There are many studies done on how such systematic investment pay off nicely over long run.

    • Crusader79

      But whether one should be betting on the U.S. economy is another question.

      Frankly if I was going to make a long term, passive bet on any economy or economies, I’d probably choose a combination of China, India and Brazil. And as an American that would diversify my risk away from my job and home.

  • “One is that clinical depression is a real physical disease and does require drugs. ”

    Garbage – look in a textbook of pathology for ‘depression’ – nothing there.

    • Look at all the soldiers coming back from Iraq with post-traumatic stress syndrome, which is a form of depression. I think the only people who might not believe its a phsycial disease (note: I have never had it but I have seen people with it) seem to be scientologists.

      • And here’s a link to DSM V (a “textbook of pathology”) on depression:

        • Ummm yeah right, the DSM is a textbook of pathology, okaaay

          • Absurdist

            No.  The DSM5 (please note that the APA decided that people can’t count in roman numerals now) is the official and de facto standard on mental illness.  

            David, can you please cite your credentials or your years of experience in the mental illness arena?

          • Fubar

             He has many experiences of years in the TROLL arena.

          • Absurdist

            BTW, here is the official APA site for the DSM-5:


            And here is the official American Psychiatric Association website:


    • Jon

      From personal experience, I can assert that you are 100% wrong. Depression is real, and some drugs work for some people. The difficulty is balancing different med’s effectiveness against the side effects and against the price. 

    • Absurdist

      David, do more research.  There are two types of disorders; chemical and personality.  There is a spectrum for chemical.  The low end is severe depression.  As you move up, the middle is “normal”.  Above normal is hypomania.  Higher is “mania”.  Higher is schizophrenia.  Psychosis is in a different ballpark.  Personality disorders, which changed with the DSM-5 (which I won’t go into, because the changes I completely disagree with), are difficult to both treat and “cure”.  

      Serotonin, norepinephrine and dopamine levels are the problematic neurotransmitters on the spectrum from severe depression to schizophrenia, and it’s the reuptake that causes the problems – that and the lack of manufacturing in the body.

      Do your research.  Or, contact me.  I’ve been researching and dealing with this for over 22 years, and I can tell you about almost every single personality and chemical disorder that exists.  And trust me; when you are dealing with chronic depression (not situational) on up to schizoprhenia, you want everyone taking their meds.  

  • I love your thoughts on education. I couldn’t be more disturbed with our current system. 

    • Fubar

      Ivan Illich explained what was wrong in the 70s in “Deschooling society”.

      Here is another version of Illich’s analysis:


      Development based on high per capita energy quanta and intense
      professional care is the most pernicious of the West’s missionary
      efforts – a project guided by an ecologically unfeasible
      conception of human control over nature, and by an
      anthropologically vicious attempt to

      [] replace the nests and
      snakepits of culture
      [] by sterile wards for professional service.

      The hospitals that spew out the newborn and reabsorb the dying,
      the schools run to busy the unemployed before, between and after
      jobs, the apartment towers where people are stored between trips
      to the supermarkets, the highways connecting garages form a
      pattern tatooed into the landscape during the short development
      spree. These institutions, designed for lifelong bottle babies
      wheeled from medical centre to school to office to stadium begin
      now to look as anomalous as cathedrals, albeit unredeemed by any
      esthetic charm.

      Each time the West put a new mask on the alien, the old one
      was discarded because it was now recognized as a caricature of an
      abandoned self-image. The pagan with his naturally Christian soul
      had to give way to the stubborn infidel to allow Christendom to
      launch the Crusades. The wild man became necessary to justify the
      need for secular humanist education, The native was the crucial
      concept to promote self-righteous colonial rule. But by the time
      of the Marshall Plan, when

      [] multinational conglomerates were
      expanding and
      [] the ambitions of transnational pedagogues,

      therapists and planners knew no bounds, the natives’ limited
      needs for goods and services thwarted growth and progress. They
      had to metamorphose into underdeveloped people, the sixth
      and present stage of the West’s view of the outsider.

  • Rick


    In addition to, here are a few other libertarian-leaning bloggers who use their names (or don’t) in their blog titles, that may be of interest:

    Charles Hugh Smith

    Bob Wenzel

    Mish Shedlock:

    • Love Bob Wenzel’s stuff. He is  great.

      I find Mish to frequently go down to the level of personal insults.

  • Jpbusche

    Did you ever watch ‘Lie to Me’? Based on Paul Ekman’s work, I’d be curious about your opinion.

    • I just looked up Ekman. Sounds interesting. I’ll check out Lie to Me.

  • Yes. Breaking Bad is very good too  :-)

    • I’m glad I introduced you to it and now you’re 2 seasons ahead of me!

  • Thank you for answering my question James. I like that you can tell you’re off-balance if the ideas dry up. It’s a symptom I’ve recognised in the past but not really acknowledged. I just learned that as much as I may not want to, taking action instead of reading “just one more thing” makes me feel a heck of a lot better.

    You should watch Summer Heights High. Hilarious mockumentary set in an Australian high school.

    • Hi Amy, thanks. Yes, I watched the first episode of that. very funny.

  • Jon Peltier

    TV show to watch: How I Met Your Mother.

  • Guest

    >> why not hire a bunch of good moms (or dads) to watch over the kids while they play outside, read books, draw, and do whatever they want
    That would be Sudbury Schools.

  • boris

    Just rented all the seasons of Six Feet Under. It’s completely insane and bizarre, but interesting and entertaining nonetheless. 

    • Great show.

      • Sooz

        I remember being glued to the screen as it fed off of another one of their hit series.
        The raven..the music..the opening scene.

      • Sooz

        I remember being glued to the screen as it fed off of another one of their hit series.
        The raven..the music..the opening scene.

  • Anonymous

    Hey James – Your little comment here about Occupy Wall Street is much clearer and succinct than the big Freaknomics one.  I think people are confused by the freakonomics one and don’t realize that you sort of support the protesters you just disagree with where and how they’re going about it.  I’d point some of the flamers there to this one.  Just trying to help your brand.  Don’t want people to miss out on the other good stuff you do.   (Too be honest I’M one of the ones who disagrees with you, but your argument isn’t meritless.)

    • Thanks Cap, I thnk you are right. I’m going to do that.

      • Anonymous

        Thanks for the thanks!  

  • Maria Long

    You’re like an oracle! This was so much fun to read, I’m glad it will be a feature.

  • Macwild

    Thoughts on the ECRI call that a recession is upon us based on their charts of leading indicators?  They seem to have a pretty good track record.

  • Jake

    Hello James,

    I believe you’re mistaken about Buddha being an atheist. He was a Hindu, much like Jesus was a Jew. It’s just that his beliefs differed somewhat from the Hindu doctrine at the time, much like Jesus’ differed somewhat from the Jewish doctrine at the time.

  • Jake

    Hello James,

    I believe you’re mistaken about Buddha being an atheist. He was a Hindu, much like Jesus was a Jew. It’s just that his beliefs differed somewhat from the Hindu doctrine at the time, much like Jesus’ differed somewhat from the Jewish doctrine at the time.

  • It’s too bad that you’re not giving #OccupyWallStreet the credit that it’s due.

    Even worse, Atheism isn’t a religion in any sense. Nor is it organized. In fact, I don’t know a single Atheist who is part of any sort of Atheist group, and I know a lot of Atheists (I am one myself). Sure, there are some groups of Atheists, but most of those groups get together to discuss science, beliefs, and world issues, not to campaign against religious folk.

    I also wouldn’t consider Buddha an Atheist, because he believed in a higher power of reincarnation, nirvana, and such. Atheists aren’t spiritual at all; they don’t believe in spirits nor do they give any credit to “spiritual texts.”

    • Anonymous

      Be careful prescribing what atheists can and can’t be, sounds doctrinal to me…

      I’m an atheist, a strong one at that, but i can find inspiration in the Discourses of the Rumi, or parts of the Koran or Bible as I can in most writing, attaching the word spiritual to that doesn’t make my atheism any less strong.

      • I dont even understand what the word “atheist” means. Everyone believes something. Also (for David),check on the actual sayings of Buddha. He rejected Hinduism in various ways and advised people to only rely in direct experience: i.e. don’t believe in a god unless one is right there in front of you. And he didn’t believe ingodbut more on his direct experience.

        • Anonymous

          It’s always difficult to describe a non-belief, I literally don’t believe in an all powerful being, that’s it, that doesn’t end the conversation for me, because I can see value in the philosophical questions… 

        • trish

          “a” means against and “theist” means God; atheist means against or anti-God

  • Rodrigo Galvão

    You should write a post about religion/atheism. It would be interesting, albeit probably controversial. 

  • I was told by a co-worker that I was not going to be “saved” because I was a “non-believer.”

    I answered him, ” no problem. I don’t believe in your system of being saved. If God is as good as you profess, he should save me and all the other non-believers.” and continuing on, I said,” and who are we being saved from?”

    “Well…the rapture of course.” he said.

    I responded,” isn’t the Rapture the coming of Christ, and isn’t Christ…God? So you are saying that I will be saved from God himself?”

    He got very mad at me.

    I said, ” listen….you have your beliefs, I have mine. I believe God is better than that.”

  • that’s Ann Landers next to Abby, they’re sisters. 

    • Ahh, ok. Got it. I wonder what their conversations were like at the Thanksgiving dinner table.

  • Chris

    Do you watch Californication, James?

    • I do. Excellent show. But sometimes I don’t like all the cheating that goes on.

      • Chris

        Yeah, the Hank Moody character can really be funny, but boy do I wanna kick his arse into line sometimes!

        Also, you should check out “The Trip” – English show, I think they cut it together to make the 6 episodes into a movie too. Rob Brydon and Steve Coogan. Very clever stuff. Mostly just a two-hander but extremely funny. I think you’d like their stuff.

  • Anonymous

    And all this time I didn’t think that Britney was beautiful.

  • Pat


    You just keep getting gritty(er) with every article that you post..I LOVE IT!!!

    I do have a great tech start-up idea you might want-in on since I am yet to share with anyone else (as instructed in one of your articles about being creative & when we do we should share with you first!) Lol! 

    Lemmie know if you are interested! its simple fun & straight-forward!


  • Thevp1961

    It’s sad how the “Bought and Paid far” Media fails to report the REAL Terrorism in the World Today. It ALL started December 13 th 1913 when 3 Senators stayed back and did not close out the winter session and passed the Federal Reserve Act. The Federal Reserve Act set up the Fractional Reserve banking System which has created so much debt that it can NEVER EVER be paid back far the M-2 Money Supply will NEVER allow for it to happen. So in the END “Where we are Today” EVERYTHING ends up reverting back to the Banks and the People are just Slaves to the system. The easiest way to put an END to this CORRUPT Paper Ponzi Game would be to AUDIT the Federal Reserve and this Make Believe Money System would END in a New York Minute. Bernie Madoff was just a Choir Boy!

    • Fubar

      JAK Members Bank  is an example of radical community banking (0% interest loans). If people in the USA tried to run their own “independent” cooperative banks, some corrupt politician would make it illegal. they have probably already done so.

  • I have to wonder: Are you invested in “anything” right now? or sitting on the sidelines, watching the market swirl like a whirling dervish? 
    You might also like: Margo has the same wit as her mother, Abby. She’s also got the same name as my great-niece.

    • Oops, I meant Ann Landers daughter. Too early… not enough coffee….

  • Dave in Michigan

    Have you read the ancient text ‘The Book of Mormon’? (“But I do think it’s interesting to see what texts have withstood the test of time over thousands of years.”)  If not, call (888) 537-2200  for a free paper copy or read or download here .

    • 5409212

      150 years is anciant?

      • Fubar

        Go to Utah, you will meet people from the Dark Ages.

  • Add The Wire to your television list if you haven’t already seen it. It’s pretty fucking brilliant. I don’t really watch much TV and most of the shows I have watched in the past couple years are on your list above. Californication is a fun one too, but The Wire is excellent. 

  • I’m glad you know that Siddharta was an atheist. Too much misconception on that. 

  • I’m glad you know that Siddharta was an atheist. Too much misconception on that. 

    • Fubar

      “Sid” taught that attachment to illusions causes suffering. Lots of “atheists” are attached to illusions, some aren’t. “Sid” was the most famous atheist that understood spirituality, most atheists are former fundamentalists that have not healed from their suffering, or they are bitter, socially isolated nerds that use scientific rationalism as a system of worship.

  • ed

    Using your logic  is proof that Fischer was better he did everything on his own and his I.Q.was much higher.

  • How to Make it in America & Bored to Death

  • How to Make it in America & Bored to Death

  • Ugh, no, not elance, please. Go somewhere like and get a real designer and pay them real money. You wont be sorry. As far as scripts and software, I’m sure there are similar sites that don’t prostitute talent.

  • Ugh, no, not elance, please. Go somewhere like and get a real designer and pay them real money. You wont be sorry. As far as scripts and software, I’m sure there are similar sites that don’t prostitute talent.

  • Fubar

    What happens if,as Ken Wilber says, everyone in an argument is right, and no one is wrong? How does you answer relate to arguments between liberals and conservatives, or believers and atheists?

  • Fubar

    Is there anything unusual about the size or shape of your _____?

  • ScoopingOprahDotCom

    Re: How should government raise revenue — You and the late Harry Browne would have had a lot to talk about, as your views are similar. It’s a pity he never got elected POTUS. Actually, maybe it isn’t a pity; someone would have assassinated him within a month; or if not, he’d have had to hole up in the White House for his entire term of office.